The former Omaha nurse who branded MMP Capital a fraud online admitted, under penalty of perjury, that she fabricated the whole campaign to wipe out her debt.
A Nebraska nurse spent months scavenging through the internet and social media platforms, manipulating small business owners in the aesthetic medical community into believing that the leading aesthetic medical lending company, MMP Capital, was out to cheat small-business owners. In reality, all she was doing was libeling and slandering every hardworking American at MMP, and giving small business owners the wrong impression about MMP and its stellar reputation. In all caps, she warned that MMP Capital would “LIE LIE LIE AND LIE SOME MORE.”
Then she signed her name, under penalty of perjury, to a document swearing that every word of it was a lie.
Annette Janssen, the former registered nurse behind the Omaha med spa Thirst IV Hydration LLC, put her signature on a notarized statement conceding that the accusations she blasted across social media were “false and misleading,” fabricated, and driven by one thing: money.
“I and my company, Thirst IV Hydration LLC, knowingly made false and defamatory statements about MMP and knowingly slandered MMP,” the statement reads, “suggesting that MMP engaged in dishonest, unethical, or fraudulent conduct. Those statements were not true and were made without any factual basis.”
It was a stunning about-face for a woman who, not long before, had built a business on needles, lasers, and Botox, then watched it collapse under the weight of her own conduct.
Janssen ran Thirst IV Hydration as a one-stop shop: IV hydration drips, weight-loss injections, Botox, and fillers. The only problem for Janssen is that she is not a licensed Medical Doctor (MD) or Nurse Practitioner (NP) who can prescribe medicine. Nebraska law requires a licensed medical director to run a medical practice, but will allow MD’s or NP’s to supervise business owners for the safety and efficacy of patients.
Janssen hired Medical Directors to supervise her while running her business, but due to her conduct, one after another walked away. Her medical directors, nurse practitioners licensed to oversee the clinic, terminated their agreements over missed payments, protocols she would not follow, and, in one case, misleading them about the clinic itself, according to the state’s disciplinary petition.
Rather than follow the law and close down her business, Janssen’s greed kept the lights on and the needles moving, without any medical supervision that the law demanded.
Investigators with the Nebraska Department of Health and Human Services first met with Janssen in September 2023 and advised that aesthetic laser procedures require supervision under Nebraska law. According to the disciplinary record, when investigators returned the following month, they found she had continued operating despite those warnings. By the second sit-down, the petition says, Janssen was “very pissed” that the state was “digging into such fine detail.”
The Nebraska Attorney General’s office hit her with a nine-count petition for disciplinary action. Among the allegations it laid out: operating without a medical director, using another provider’s credentials to order prescription drugs, and injecting patients with everything from Semaglutide to Botox with no medical order in sight.
Janssen did not fight it. In a consent order, she surrendered the license she had spent a career earning. The state took the petition’s allegations as true, revoked her multi-state registered nursing license for a minimum of two years, and ordered her to pay a $2,500 penalty.
Her nursing career was over. Her debts were not.
Among them: the equipment Janssen had financed through MMP Capital, the Long Island lender that had invested into her growth. When the business cratered and the machines went dark, she stopped paying. MMP sued for breach of contract.
That is when, by her own sworn account, Janssen went to war.
She took to Facebook, hammering MMP in front of a group of more than 30,000 practitioners, lying about her experience with MMP Capital, branding the company a fraud, and warning other business owners to stay away.”LIE LIE LIE AND LIE SOME MORE,” one post screamed.
The goal, she later admitted under oath, was never justice. It was leverage. Janssen conceded in the notarized statement that she “attempted to extort MMP by making and disseminating” false statements “to pressure MMP to forgive or alter” what she owed.
MMP did not blink. Instead of quietly settling to make the noise stop, the lender put its lawyers on it, sending a cease-and-desist through the firm Stevens & Lee in February 2024 and refusing to walk away. More than two years after the campaign began, the company had what it wanted: a signed, sworn, notarized retraction.
In it, Janssen admitted her posts had been “widely disseminated to current and prospective customers of MMP” and had cost the company “damage to its reputation, loss of business opportunities, and loss of actual and prospective customers.” She apologized “to MMP Capital, LLC, its employees, and its business partners for the harm caused by my statements and actions,” and handed MMP the right to publish the confession “in any manner it deems appropriate.”
A Nebraska notary witnessed her signature on June 11, 2026.
JP Smolenski, MMP’s president and CEO, is not shy about what he thinks happened.
“I am glad the truth finally came out, and we are able to expose the plot for what it was… a money grab. The lesson learned is that there is no shortcut to success. You have to do the work, put the long hours in, and no matter how hard it may be, you have to commit yourself to success when running a business,” he said. “Unfortunately, we have been seeing this more often in recent years, but I think the message is clear. For anyone contemplating following Janssen’s footsteps, there is no happy ending.”
There is an old saying: ‘Winners never cheat, and cheaters never win.’ Annette Janssen put that saying to the test with a smear campaign, a fabricated fraud narrative, and, as she later admitted under oath, an attempt to extort a lender that refused to fold.
She lost her license, her business, and, in the end, the story itself. All that remains on record is her signature, under oath, admitting that the whole thing was built on lies.
